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How Affordable is the Affordable Care Act Abstract

HowAffordable is the Affordable Care Act

Abstract

Thepaper focuses on the stidy of the Patient Protection and AffordableCare Act (PPACA) commonly known as either the Affordable Care Act(ACA) or the Obamacare. The term refers to federal statutes withinthe United States that was enacted by the outgoing American PresidentBarack Obama on March 23rd,2010. The Act provides an explicit representation of the significantregulatory overhaul of the United States health care system. Theaffordable care act focuses on the general well-being of patients. Byusing the affordable care act to guide hospitals, the institution`shealth products and services become of a higher quality and value.Through this, it is evident that the act has helped facilitate easyaccess to healthcare within the community.

Keywords:Affordable Care Act, federal statute, hospitals, healthcare.

HowAffordable is the Affordable Care Act

ThePatient Protection and Affordable Care Act (PPACA) is known as eitherthe affordable care act (ACA) or the Obamacare. It refers to federalstatutes within the United States that was enacted by the outgoingAmerican President Barack Obama on March 23rd,2010. The Act provides an explicit representation of the significantregulatory overhaul of the United States health care system(Blumenthal&amp Collins, 2014).The affordable care act is perceived as a tool that helps to provideadequate and comprehensive health care security and insurance topatients within the American society. The affordable care act hascontributed to enhancing and improves the general quality andefficiency of healthcare products and services (Shi&amp Singh, 2015).That is because it focuses on the general well-being of patients. Byusing the affordable care act to guide hospitals, the institution`shealth products and services become of a higher quality and value.Further, it is evident that the advent of affordable care act hasfacilitated the creation of a sustainable balance within the healthcare system that allows individuals the ability to access appropriatemedical products and services freely (Sommers,Buchmueller, Decker, Carey, &amp Kronick, 2013).Through this, it is evident that the act has helped facilitate easyaccess to healthcare within the community.

Dueto the technological globalization within the health sector, theaffordable care act is seen to authorize Medicare to reduce the costof well-being services and products. The affordable care act seeks tostreamline and offer adequate guidelines to healthcare institutionson how to improve on quality and value service delivery (Beronio,Skopec, &amp Glied, 2014). Through this, a sense of accountability is achieved, thus enhancingmedical responsibility and coordination within the institutions.Given this, it is clear that patients can receive accessible healthcare services and products. As a result of this, it can be arguedthat the affordable care act helps to limit unnecessary medicalspending by patients.

Althoughthe affordable care act establishes a higher quality and value inservice delivery within the hospital, it is managed by the Medicare.Through the bill, it is real that the policy is not fair in itsapplication. That is because it focuses on patients who readmittedfor selected high-cost conditions and medical procedures such asheart attack, heart failures, and pneumonia among others. Throughthis, it is open that the policy mostly benefits hospitals withexcess patient readmission.

Hypothesis

Althoughthe Affordable Care Act was solely designed to ensure that healthinsurance is small and affordable by American income earners, itaffects the general stability of health care institutions.

AffordableCare Act

Sincethe introduction of this act, it has come along with many benefits tomillions of American citizens by enabling them to receive adequateinsurance cover. Importantly, the large percentage of the beneficiaryof the affordable health care act is the low-income earners, theunemployed as well as the vulnerable population such as the homelessand those living with disabilities (Anderson,2014).

Althoughthe affordable care act is expected to expand the health insurancecoverage from an estimate of 30 million to about 34 million peopleresiding in America, it is of grave importance to note that theintended expansion is not of the actual care highlighted within theact. That is, the American health care system is already strained andfragile due to a shortage of adequate infrastructure to help supportits workforce. It is mainly because of this that medical institutionsare unable to effectively meet or attend to the general needs anddemands of an influx of patients. The affordable care act exists onlyas an entity as it has proved to be extremely expensive to ordinarycitizens in America (Kocher&amp Adashi, 2011).Even with the existence of the federal financial assistance projectedwithin the new health care act, the country’s health insurance isnot affected and remains unaffordable to a section of its vulnerablepopulation such as low-income earners (Anderson,2014).

Therefore,despite the positive outcomes, the affordable care act faces a lot ofcontroversies such as the expected tax increase and the higherinsurance premiums required to help in paying for the Obamacare.Because of this, healthcare organizations are always experiencingadditional workload. That is, although the health care act hasfostered a wide range of health benefits and cover for people withpre-existing health conditions such as chronic disease (diabetes andcancer), it has contributed to an unexpected increase in insurancepremiums. As a result affecting even those that had already acquirehealth insurance (Anderson,2014).

Further,given the general importance pegged in the affordable care act whosegoal is to ensure that the American population gets medical insurancethroughout the year, fines have been introduced to encourage citizensto take up health insurance cover. By subjecting people who aremedically uninsured to pay a modest fine, it is evident that the careact does not offer patients enough financial solutions. Importantly,the introduction and establishment of this law have led to theincrease in some medical taxes such as a tax on medical device andpharmaceutical sales in a bid to sustain its existence. Due to this,only the wealthy population can enjoy the fruits of the affordablecare act vastly. It is mainly because of this the level ofaffordability of the affordable care act remains a debatable concept.

Bythis, it is clear that the affordable care act has fostered a growinghealth care workforce shortage as it has led to unemployment withinthe sector under discussion. Because of this, the number of full-timejobs within the American workforce has increased as a way of enablingpeople to make subsequent payments for their assurance covers. It hascreated an insurmountable obstacle for the affordable care act to befully incorporated within the country’s health care system.

Consequently,affordable care act has affected not only the vulnerable populationin America but also the employees within health care facilities. Thatis due to the system overload which is inevitable, thereby forcinghealthcare workers to go out of their way to ensure that patientsreceive the relevant health care products and services they deserve.It is mainly due to the mounting stress and the instability of theaffordable care act that medical professionals are alwaysoverburdened and dissatisfied with their work. As a result of this,most of the doctors opt to work in urban areas as opposed to ruralsetups due to lack of adequate transportation and accessibility (Koh&amp Sebelius, 2010).While this leads to delayed provision of health care services,patients are forced to wait for many hours for them to access medicalcare and products.

Dueto the increased limited supply of medical facilities and a shortageof medical professional various medical institutions in rural areasface the risk of closure. Through this, many hospitals in theseregions require upfront payment before administering care. Because ofthis, many patients from the countryside within America faces limitedchoices of health care delivery and services (Shi&amp Singh, 2015).

Evenat that, the affordable care act will contribute to distributionshortage of general medical products and services. It is mostlybrought about by the concentration of qualified medical professionalin urban areas.

Conclusion

Theessay has provided a clear and detailed demonstration of thedifferent impact of the introduction and establishment of theaffordable care act in the US. By focusing on both the pros and consof the care act, the essay has openly argued that the affordabilityof the care act is only pegged on its name and workforce but alsoother factors contribute to its success or failure. The paper hasprojected an increased level of success in building and enhancing thereader`s general perception and understanding of the affordable careact in the country which was introduced and established on March23rd,2010.

Recommendation

Withregards to the above discussion, the papers postulate severalrecommendations. The article finds it necessary for the Americangovernment to enhance quality healthcare as well as the balanceddistribution of medical professionals in rural and urban areas. Theimprovement of working environment for doctors is a dire need.Through this, the workers would not be forced to choose betweenobeying their moral conscience and the immoral orders of theirseniors. Further, it is important for the government to createlegislations that would help support and protect both medical workersand patients from the overload brought about by the affordable careact. Through the incorporation of sensible changes within theaffordable care act, a number of different social and medicalproblems would be vastly addressed. Given this, the idea of shortageof policy prescription for rational used within the health carereform in the effective elimination of artificial barriers thataffect the health insurance coverage and care to patients. Thesechanges on the affordable care act (ACA) include fostering pricetransparency on medical insurance cover and ensuring adequateportability channels of insurance. On the same note, the unitesstates government should also provide the American population with anopportunity and freedom to determine the type of health care theyseek.

References

Anderson,A., (2014). The Impact of the Affordable Care Act on the Health CareWorkforce

http://www.heritage.org/research/reports/2014/03/the-impact-of-the-affordable-care-act-on-the-health-care-workforce.

Blumenthal,D., &amp Collins, S. R. (2014). Health care coverage under theAffordable Care Act—a progress report.&nbspNewEngland Journal of Medicine,&nbsp371(3),275-281.

Beronio,K., Po, R., Skopec, L., &amp Glied, S. (2014). Affordable Care Actwill expand mental health and substance use disorder benefits andparity protections for 62 million Americans.&nbspMentalHealth,&nbsp2.

Koh,H. K., &amp Sebelius, K. G. (2010). Promoting prevention through theaffordable care act.&nbspNewEngland Journal of Medicine,&nbsp363(14),1296-1299.

Kocher,R. P., &amp Adashi, E. Y. (2011). Hospital readmissions and theAffordable Care Act: paying for coordinated qualitycare.&nbspJama,&nbsp306(16),1794-1795.

Kocher,R., Emanuel, E. J., &amp DeParle, N. A. M. (2010). The AffordableCare Act and the future of clinical medicine: the opportunities andchallenges.&nbspAnnalsof internal medicine,&nbsp153(8),536-539.

Sommers,B. D., Buchmueller, T., Decker, S. L., Carey, C., &amp Kronick, R.(2013). The Affordable Care Act has led to significant gains inhealth insurance and access to care for young adults.&nbspHealthaffairs,&nbsp32(1),165-174.

Shi,L., &amp Singh, D. (2015).&nbspDeliveringhealth care in America: A systems approach&nbsp(6thEd.).

Burlington,MA: Jones &amp Bartlett.